All of our seller homes include a FREE 360 Online Tour, FREE 3D Dollhouse Model!
All of our seller homes include a FREE 360 Online Tour, FREE 3D Dollhouse Model!
WELCOME HOME BUYERS!
Find your home with the trusted experts of Birminghome Realty
Find Your Dream Home Today with Birminghome Realty - Your One-Stop Real Estate Shop
At Birminghome Realty, we offer a wide range of real estate services to meet all of your needs.
Our team of knowledgeable agents will work with you every step of the way.
We also offer property management services for landlords and investors, as well as mortgage and financing options for buyers.
With Birminghome Realty, you can trust that you are in good hands.
Search local listings below and contact us for more information or to schedule a viewing.
SEARCH FOR YOUR HOME!
There is Down Payment Assistance Available for you!
how we help buyers
In the age of Zillow, Trulia and other online real estate sites, many people make the mistake of thinking real estate agents are an unnecessary expense when buying a home. But that assumption is highly inaccurate.
While online resources make it possible to handle some of the tasks involved in real estate transactions on your own, they are far from a replacement for a real estate professional.
The home buying process can be complex and stressful—especially if you are a first-time buyer. Having a licensed realtor by your side can make all the differenc
e. There are hundreds of thousands of dollars on the line, if not more, so you need to work with an experienced agent who protects your interests.
How Do We Assist Buyers?
1. Get you pre-approved for a loan.
2. Help you find the right home for your needs and schedule a tour of it.
3. Negotiate an offer for the home and draw up all of the paperwork.
4. Help you select a home inspector, title company and closing attorney.
5. Attend the home inspection.
6. Negotiate any home inspection repair requests.
7. Communicate with the seller’s agent and the closing attorney throughout the process to keep them on track.
8. Monitor your loan commitment and keep the lender on track to close on time.
9. Finalize all loose ends for the closing to be successful.
How much do buyer's agents cost?
Home buyers don't need to worry about the expense of hiring a buyer's agent. Why? Because the seller pays the commission for both the seller's and buyer's agents.
Renting vs Buying
The Importance of Good Credit
The Importance of Good Credit
Are you thinking about making the switch from renting to buying a house? Maybe you're sick of paying off someone else's mortgage.
Whatever the reason, there’s a lot to consider before jumping into homeownership.
Let’s figure out what works best for your finances, lifestyle, and future plans.
The Importance of Good Credit
The Importance of Good Credit
The Importance of Good Credit
Having a good credit score is the most important factor that decides the interest rate you are offered on a home loan.
A credit score between 750 - 900 is considered very good. The closer your score is to 900, the better your chances will be of getting a home.
A higher credit score means you will be able to get more attractive loan offers, including lower rates of interest & higher loan amounts.
If you have poor credit, plan on it taking 3-5 years to clean it up. If you've declared bankruptcy, plan on 7-10 years.
See below for our non-profit partners that can help you achieve your credit goals.
Pre-Approved vs Pre-Qualified
The Importance of Good Credit
Pre-Approved vs Pre-Qualified
A mortgage preapproval is beneficial as a bargaining tool in negotiating a better deal with a seller. Overall, having a pre-approval gives you more of a leg to stand on when negotiating with sellers.
It should be duly noted that any outstanding Real Estate agent will require a buyer to have a pre-approval letter and NOT just a prequalification when they are representing a seller.
The Home Buying Process
Non-Profit Credit Repair Agencies
Pre-Approved vs Pre-Qualified
Non-Profit Credit Repair Agencies
Non-Profit Credit Repair Agencies
Non-Profit Credit Repair Agencies
Consumer Credit Counseling Center
Consumer Credit Counseling Center
Christian Credit Counseling by Trinity Debt Management
Reviews From Our Buyers
Our Blog
Our Partners
