All of our seller homes include a FREE 360 Online Tour, FREE 3D Dollhouse Model!
All of our seller homes include a FREE 360 Online Tour, FREE 3D Dollhouse Model!
In the age of Zillow, Trulia and other online real estate sites, many people make the mistake of thinking real estate agents are an unnecessary expense when buying a home. But that assumption is highly inaccurate.
While online resources make it possible to handle some of the tasks involved in real estate transactions on your own, they are far from a replacement for a real estate professional.
The home buying process can be complex and stressful—especially if you are a first-time buyer. Having a licensed realtor by your side can make all the differenc
e. There are hundreds of thousands of dollars on the line, if not more, so you need to work with an experienced agent who protects your interests.
How Do We Assist Buyers?
Are you thinking about making the switch from renting to buying a house? Maybe you're sick of paying off someone else's mortgage.
Whatever the reason, there’s a lot to consider before jumping into homeownership.
Let’s figure out what works best for your finances, lifestyle, and future plans.
Having a good credit score is the most important factor that decides the interest rate you are offered on a home loan.
A credit score between 750 - 900 is considered very good. The closer your score is to 900, the better your chances will be of getting a home.
A higher credit score means you will be able to get more attractive loan offers, including lower rates of interest & higher loan amounts.
If you have poor credit, plan on it taking 3-5 years to clean it up. If you've declared bankruptcy, plan on 7-10 years.
See below for our non-profit partners that can help you achieve your credit goals.
A mortgage preapproval is beneficial as a bargaining tool in negotiating a better deal with a seller. Overall, having a pre-approval gives you more of a leg to stand on when negotiating with sellers.
It should be duly noted that any outstanding Real Estate agent will require a buyer to have a pre-approval letter and NOT just a prequalification when they are representing a seller.
Consumer Credit Counseling Center
Consumer Credit Counseling Center
Christian Credit Counseling by Trinity Debt Management
Text Dawn at 205-757-8195 for more info!